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Liability Insurance

Safeguard your business, leadership, and operations against legal, financial, and cyber-related risks.

Essential Coverage for Modern Business Risks

What is Liability Insurance?

Liability insurance is designed to protect businesses, professionals, and executives from financial losses resulting from legal claims, third-party damages, employee-related issues, or cyberattacks. Whether it’s covering your directors from personal lawsuits or shielding your company from claims of negligence or data breaches, liability insurance provides peace of mind and ensures your organization remains financially resilient in the face of unforeseen legal or operational threats.

Simple, Fast & Transparent

Why Buy Liability Insurance Online?

Instant Policy Access

Compare, customize, and purchase policies with just a few clicks—no paperwork, no delays.

Expert Guidance

Get tailored recommendations from licensed advisors who understand your business risks.

Transparent Quotes

Review multiple insurer quotes to find coverage that fits your liability exposures and budget.

Don’t Leave Your Business Exposed

Why Liability Insurance is a Must-Have

01

Protection Against Legal Claims

Covers legal expenses and settlements arising from lawsuits and third-party damages.

02

Safeguards Directors & Officers

Shields senior leadership from personal liability and reputational harm.

03

Professional Negligence Coverage

Helps professionals like doctors, lawyers, and consultants manage risks tied to errors or omissions.

04

Cyber Risk Shielding

Covers losses from data breaches, cyber extortion, and information security incidents.

05

Client Confidence

Demonstrates your organization’s professionalism and commitment to risk management.

06

Mandatory for Certain Businesses

Required in regulated sectors or as a vendor prerequisite for many contracts.

Comprehensive Protection for Every Need

Liability Insurance Plans to Fit Your Risk Profile

Directors & Officers Liability (D&O)

Protects company leaders from personal lawsuits stemming from mismanagement, non-compliance, or fiduciary errors.

Commercial General Liability (CGL)

Covers bodily injury, property damage, and advertising injury claims made by third parties.

Professional Indemnity Insurance

Essential for professionals to cover claims of negligence, incorrect advice, or failure in service delivery.

Cyber Liability Insurance

Offers financial coverage for data breaches, ransomware attacks, and privacy liability.

Product Liability Insurance

Safeguards manufacturers and sellers against claims arising from product defects or harm.

Employer’s Liability

Covers compensation claims made by employees due to workplace injuries or diseases.

Insurance That Works as Hard as You Do

Why Businesses Trust Itus for Liability Coverage

Access to Multiple Insurers

We offer competitive options from top insurers, so you can choose what works best.

Expert Risk Assessment

Our advisors conduct a deep analysis to recommend the most relevant coverages for your operations.

End-to-End Digital Support

From application to renewal, our tech-enabled platform simplifies the entire policy journey.

Customizable Coverage

No cookie-cutter plans. Tailor your liability insurance to match your business risk exposure.

Dedicated Claim Assistance

We support you through every claim, ensuring faster turnaround and peace of mind.

Trusted by Corporates & SMEs

Serving clients across industries with specialized liability insurance programs.

Get Covered in 3 Easy Steps

How to Buy Liability Insurance on Itus

1. Enter Your Business Details

Share basic information about your company and coverage needs.

2. Compare Quotes & Customize Plan

Evaluate plans across insurers and tweak limits, inclusions, and riders.

3. Make Payment & Download Policy

Complete payment online and receive your policy instantly via email.

We’ve Got Your Back

How to Raise a Liability Insurance Claim

01

Notify Us Immediately

Report the incident or claim as soon as it occurs.

02

Submit Documentation

Share relevant claim forms, legal notices, and supporting documents digitally.

03

Claim Review & Settlement

The insurer processes the claim, and our team stays involved for timely resolution.

Have Questions? We’ve Got Answers

Liability Insurance – Frequently Asked Questions

Liability insurance covers legal fees, settlements, and damages when your business is held responsible for injury, property damage, professional negligence, or data breaches. Depending on the policy type, it can protect directors, employees, and even your brand reputation.

While not mandatory for all businesses, certain sectors like healthcare, IT, manufacturing, and consulting may require it due to regulatory norms or contractual obligations. Clients may also demand proof of liability cover before engaging services.

Yes, liability insurance is especially important for small businesses and startups to mitigate the financial impact of unexpected legal or client-related claims. Tailored plans are available to suit different business sizes.

CGL covers general third-party claims like bodily injury or property damage, while Professional Indemnity Insurance covers claims arising from professional services—such as errors, omissions, or incorrect advice.

Cyber Liability Insurance offers protection against financial losses resulting from data breaches, cyber extortion, network security failures, and regulatory penalties related to data privacy violations.

Yes, bundled liability packages are available. You can combine D&O, CGL, Professional Indemnity, and Cyber Liability into one comprehensive business protection plan, depending on your insurer and risk profile.

You generally need to submit business registration documents, nature of business details, financials, claims history, and specific risk exposure data. Our team will guide you through the requirements.

Once documents are verified and underwriting is complete, policies are issued digitally, typically within 24–72 hours. Instant options may be available for certain plans.

If a claim is denied, you’ll receive a detailed explanation. Our claim experts can help you refile with additional documentation or escalate the case if needed.

You can renew your policy through our platform before the expiry date. We’ll also send reminders and help you reassess your coverage to adjust based on your evolving business needs.

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